Nigerian Banks are taking banking to another level by making their customers more comfortable with their services, the airtime top up feature by Nigerian banks (GTB, Skye Bank, First bank, Zenith bank, FCMB, ECO bank, Keystone bank, Access bank, UBA, Stanbic bank and so on) has been a very good advancement and has help Nigerian in many ways than what the banks had in mind when introducing the feature. Now this works by recharging or top(ing) up airtime of a mobile phone which will be deducted from the bank that is been used by the mobile user.
Yes, this solves the problem of actually having to walk out to buy recharge cards or actually leaving your comfort zone just to credit your lines, all you have to do is dial the USSD code of the bank you are using to recharge your mobile line with a specified amount of credit which will now be deducted instantly from your bank account. This certainly helps when you are out of money (cash) to buy credit or you are busy or lazy indoor and to walk out to buy recharge card will be a problem.
Using the service has been made simple by the banks so its users can easily use the service and also remember the process, Due to the above reasons they created short codes which you will simply dial to get the service, I will provide the short codes of various banks in Nigeria for you to easily locate and know which belongs to which bank. In addition to this, to make you understand how it works, I will include directly below the process and how to do for the various banks.
A List of Nigerian Banks And Their USSD Code For Airtime Recharge
| S/N | Bank Name | ShortCode |
|---|---|---|
| 1 | Zenith Bank | *966*Amount# |
| 2 | Skye Bank | *389*076*1*Amount# |
| 3 | First Bank of Nigeria | *894*Amount of airtime# |
| 4 | United Bank of Africa (UBA) | *389*033*1*Amount # |
| 5 | Wema Bank | *322*035*Amount# |
| 6 | Guaranteed Trust Bank (GTB) | *737*Amount# |
| 7 | Sterling Bank | *822*Amount# |
| 8 | ECO Bank | *326*Amount# |
| 9 | Keystone Bank | *322*082# to register and *322*082*Amount# to use the service |
| 10 | FCMB | *389*214*1*Amount# |
| 11 | Fidelity | *770*Amount# |
| 12 | Stanbic IBTC | *909*Amount# |
| 13 | Access Bank | *901*Amount # |
Those are the USSD codes for 13 banks in Nigeria which has the feature of airtime recharge from your bank account instantly into your phone, as you can see the banks mentioned above in the table will also be explain, a step by step process will be provided.
Guaranteed Trust Bank (GTB)
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *737*amount#
if you want to recharge N200 into your phone, input the amount to look like this
*737*200#
Step 2
Dial the code and you will instantly get recharged.
United Bank of Africa (UBA)
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *389*033*1*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*389*033*200#
Step 2
Dial the code and you will instantly get recharged.
Zenith Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *966*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*966*200#
Step 2
Dial the code and you will instantly get recharged.
Skye Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *389*076*1*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*389*076*1*200#
Step 2
Dial the code and you will instantly get recharged.
First Bank of Nigeria
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *894*Amount of airtime#
if you want to recharge N200 into your phone, input the amount to look like this
*894*200#
Step 2
Dial the code and you will instantly get recharged.
Wema Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *322*035*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*322*035*200#
Step 2
Dial the code and you will instantly get recharged.
Sterling Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *822*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*822*200#
Step 2
Dial the code and you will instantly get recharged.
ECO Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *326*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*326*200#
Step 2
Dial the code and you will instantly get recharged.
Keystone Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *322*082# to register and *322*082*Amount# to use the service
if you want to recharge N200 into your phone, input the amount to look like this
*322*082*200#
Step 2
Dial the code and you will instantly get recharged.
FCMB
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *389*214*1*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*389*214*1*200#
Step 2
Dial the code and you will instantly get recharged.
Fidelity Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *770*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*770*200#
Step 2
Dial the code and you will instantly get recharged.
Stanbic IBTC
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *909*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*909*200#
Step 2
Dial the code and you will instantly get recharged.
Access Bank
If you are using this bank and its linked to your phone number than all you have to do like it mentioned in the table is just use the following process below
Step 1
The USSD is *901*Amount#
if you want to recharge N200 into your phone, input the amount to look like this
*901*200#
Step 2
Dial the code and you will instantly get recharged.
Check Out Data Plans
MTN Data Plans, Subscription Codes, Prices and Duration
Etisalat Data Plans, Subscription Codes, Prices and Duration
Conlusion
Buying airtime from your bank account to your mobile phones has really made life easier and some people lazier but with the advancement of technology life has been made much more better, so if you are using GTB, FCMB, Zenith Bank, Skye Bank, Eco Bank, Stanbic Bank, UBA, Fidelity bank, First bank and so on, please do keep this information well and learn how to recharge your phones from your bank account easily.
Leave a Reply